Banks & Financial Institutions in South Africa | Web & Contacts Directory/Listing

Guaranteed Approval Bad Credit Home Loans, Personal and Small Business loans Are you are blacklisted and in need of a Home Loans, Finance, and Mortgage Bonds? Don't allow bad credit to stop you, rather take a look at bad credit home loan Private lenders/funders. This is a new trend where the mortgage financing comes from a group of private investors. These private investors are just individuals looking for a higher return on their money and investments. However, the basic requirement is that you must own at least 65% equity in your home for bad credit mortgage refinancing or for a new house purchase. If you wanted to get a mortgage for bad credit to purchase your dream house, or to do cash out refinance on your current home, do note that you may need to pay for higher mortgage insurance rates because of your poor ratings. These private lenders don’t have to operate under the stringent requirements that banks do. These programs don’t require credit checks, collateral, security, deposit

We offer fast and uncomplicated assistance to individuals all over South Africa. To qualify, you need to be permanently employed by your current employer for at least 3 months and you have to have your own bank account where your salary gets paid into. We will also need a copy of your ID (South African born citizens only) Unfortunately, we are unable to assist individuals under debt review, sequestration and administration, as well as self employed individuals.

Absa Bank Limited (Absa Bank), with preference shares listed on the JSE Limited, is a wholly-owned subsidiary of the Barclays Africa Group. We offer a range of retail, business, corporate and investment banking, and wealth management products and services primarily in South Africa and Namibia.

As your partner, we’re part of your business and community, giving you access to our advice, insight, specialist knowledge and experience from decades of banking across the globe. Together with exceptional banking solutions, you get the advantage you need to grow sustainably. Access Bank has 40 million+ customers, and operates across twelve African countries, the UAE and UK, with representative offices in China, India and Lebanon.

African Bank Limited, is a retail bank in South Africa, that offers financial products and services. The Bank is licensed as a "locally controlled bank" by the South African Reserve Bank (SARB).

Al Baraka Bank in South Africa is a fully integrated subsidiary of Al Baraka Group, a Bahrain-based financial institution and a world leader in Islamic banking. Islamic Banking caters to the increasing demand for alternatives to conventional banking methods and financial practices. Established in South Africa since 1989. Providing communities across the country with a practical & sustainable alternative option to conventional banking models. Albaraka Bank Limited is an authorised financial services and credit provider. Albaraka Bank Limited is an Authorised Dealer in foreign exchange. Albaraka Bank Limited subscribes to the Code of Banking Practice of The Banking Association of South Africa and, for unresolved disputes, support resolution through the Ombudsman for Banking Services.

Bank of Baroda, India’s international bank, was incorporated in India on 20 July 1908. It is an undertaking of the Government of India (GOI), which holds a majority shareholding, and is regulated by the Reserve Bank of India.Bank of Baroda offers banking products and services to industrial, commercial, retail and agricultural customers in India. The bank’s business is divided into four major business units, namely Retail, Small Medium Enterprises (SME), Wholesale and Rural/Agricultural Business.

Bank Zero is an internet-only, app-driven bank for individuals and customers, focusing on providing banking services at low to zero costs.A simple and modern App-driven bank for both individuals and businesses, with a fresh approach towards banking. Use the App for all your day-to-day banking needs.

A wholly-owned subsidiary of The Bidvest Group Limited, our goal is to change the way people and businesses view financial solutions, turning every opportunity into a success. At Bidvest Bank, we bring innovation and financial solutions together to deliver convenient, secure, and customised solutions to our customers.

Capitec Bank Holdings Ltd. is a bank controlling company, which engages in the provision of retail banking services. It offers transactional banking services and loan products such as term loans, credit facillities, and credit cards.

Citi’s earliest presence in South Africa dates back to 1920 when National Bank of New York opened an office in Cape town (first ever presence by Citibank in Africa). In 1958 the bank opened for business in Johannesburg, and remained active on the ground up until 1987 when Citicorp sold its South African subsidiary. Citi re-entered the country with a representative office that was converted to a full branch in July 1995. Since then, we have grown to become the country's largest foreign bank and the sixth largest commercial bank, with capital and reserves representing over one quarter of the capital of all foreign banks operating in the country.

The Development Bank of Southern Africa(DBSA) is a government-owned development finance institution, established in 1983, with the mandate to promote economic growth as well as regional integration for sustainable development projects and programmes in South Africa, SADC and the wider Sub Saharan Africa.Our purpose is to ‘Build Africa’s Prosperity’ by driving inclusive growth and securing innovative solutions that drive socio-economic development in emerging economies in sub-Saharan Africa. We do this by mobilising funding resources, which are channelled into projects aimed at building sustainable infrastructure planning and development across the continent.

Discovery Limited is a South Africa-based financial services group that is listed on the Johannesburg Stock Exchange (JSE) with its headquarters in Sandton.Discovery Limited engages in long and short-term insurance, asset management, savings, investment, and employee benefits through its various brands. The Group has subsidiaries in South Africa, the United Kingdom, the United States, China, Singapore, and Australia.

DITSOBOTLA PRIMARY SAVINGS AND CREDIT CO-OPERATIVE BANK LIMITED is an Primary Co-Operative business incorporated in South Africa on May 3, 2001. It is retail and commercial banking organized on a cooperative basis. Cooperative banking institutions take deposits and lend money in most parts of the world.

First National Bank (FNB; Afrikaans: Eerste Nasionale Bank (ENB)) is one of South Africa's "big four" banks. It is a division of FirstRand, a large financial services conglomerate, which trades on the Johannesburg Securities Exchange (JSE), under the symbol: FSR. FNB is also listed on the Botswana Stock Exchange under the symbol FNBB and is a constituent of the BSE Domestic Company Index. FNB is the oldest bank in South Africa. It traces its origins back to the Eastern triocrees Province Bank, which was formed in Grahamstown in 1838. At that time the bank financed the wool export boom in the district. By 1874, the bank had four branches – at Grahamstown, Middelburg, Cradock and Queenstown.FNB is one of the three major divisions of the FirstRand Group, and the others being Rand Merchant Bank and Wesbank. First National Bank maintains banking subsidiaries which it owns wholly or in part, in Botswana, Mozambique, Namibia, South Africa, Eswatini, Tanzania, Zambia, Ghana, India, Lesotho and

FirstRand is a portfolio of integrated financial services businesses and offers a universal set of transactional, lending, investment and insurance products and services.

GBS Mutual Bank is an authorised Financial Services Provider (licence number 1115) and a registered credit provider (certificate number NCR CP23). GBS Mutual Bank is regulated by and registered with the South African Reserve Bank (certificate number 1002).

Grindrod Bank is a registered Financial Services (FSP 6317) and Credit Provider (NCRCP25), regulated by the South African Reserve Bank and Financial Services Conduct Authority, authorised to offer a range of products and services.Grindrod Bank was established over 26 years ago and specialises in the following areas: managing cash deposits; corporate lending and providing tailored financial services to our private, corporate and institutional clients.

Habib Overseas Bank is a financial institution that provides loans, mortgages, bills of exchange, credits, and financial services.

Investec is an Anglo-South African international banking and wealth management group. It provides a range of financial products and services to a client base in Europe, Southern Africa, and Asia-Pacific. Investec is dual-listed on the London Stock Exchange and the Johannesburg Stock Exchange.Whether you’re building your business, growing your family, or creating your legacy, we take the time to understand your potential and bring our years of experience to bear in helping you to achieve it. Through deep client relationships built on mutual trust, we help to make the extraordinary possible. This approach has defined us ever since our founding in Johannesburg, South Africa, in 1974. It’s a philosophy that extends to every facet of our business.

At Land Bank, our sole objective is to serve South African commercial and emerging agriculture by bringing specially designed financial services within the reach of farmers across the nation. These services enable farmers to finance land, equipment, improve assets and obtain production credit. Today, the Bank is a true South African development finance institution that strives to serve all farmers equally. As a responsible lender and to ensure longevity as an institution, Land Bank is committed to sound environmental practices both internally and with our clients. With every loan dispensed and every farming enterprise initiated, we have to make sure that we are not only looking after our clients, but ensuring that their agricultural practices do not harm the environment but add value and are sustainable in the long term.​

We assist home owners with enough equity in their property to obtain a further or second bond on their property. Client's use this money to consolidate their smaller debts or for any other purpose they might need it for. Our clients save between R4000 & R6000 per month! Pay one much smaller amount back to the bank! We get you a loan of minimum R100 000 at one of the four major banks, including SA Home Loans and negotiate the best possible interest rate for you. Your bond stays at one of the financial institutions, and will be registered at the deeds office through an appointed attorney by the institution that approved the application. There are absolutely no risks involved.

Mercantile Bank Limited is a South African commercial bank, founded in 1965. It was previously called Bank of Lisbon International. The bank is headquartered in Sandton, South Africa, and provides products and services in retail banking, corporate finance, asset management, equity brokerage and security.

Nedbank Group is a financial services group in South Africa offering wholesale and retail banking services as well as insurance, asset management, and wealth management. Nedbank Limited is a wholly owned subsidiary of Nedbank Group.Nedbank offers the complete range of banking solutions - for individuals, small businesses and corporates alike.Nedbank Group is one of South Africa's four largest banks, with Nedbank Limited as our principal banking subsidiary.

OSK Koöperatiewe Bank is a state chartered commercial bank founded in Sep. 29, 2006 by a group of successful local businessmen, community leaders and professionals.

Postbank is a bank by South Africans for South Africans and like all the other renowned commercial banks in the South African market, Postbank is all about serving the South African citizens and creating lasting value. The Bank's core function is to provide cost-effective financial services to South Africans.

We offer a wide range of investment and financial planning solutions to protect and grow your long-term wealth. Sanlam Investments is one of South Africa’s largest investment management companies. We offer a comprehensive range of local and offshore investment products to end-investors, financial planners and institutions. Our investment options include passively and actively managed unit trusts, hedge funds and segregated and pooled retirement funds. At Sanlam Investments, we aim to protect and grow your wealth over the long term.

Sasfin is a bank-controlling company that provides a comprehensive range of specialist financial products and services for Business and Wealth clients. Our financial products and services focus on the needs of entrepreneurs, corporates, institutions, and high-net worth individuals.Sasfin was listed on the JSE in 1987 and is a bank-controlling company that comprises three business pillars: Asset Finance, Bank and Wealth. The Group has regional offices in four South African provinces and eight cities. Sasfin is a B-BBEE 1 contributor. We enable entrepreneurs and investors to grow their businesses and global wealth, supporting job creation and sustainable socio-economic development.

The South African Reserve Bank (SARB) (Afrikaans: Suid-Afrikaanse Reserwebank) is the central bank of the Republic of South Africa. It was established in 1921 after Parliament passed an act, the "Currency and Bank Act of 10 August 1920", as a direct result of the abnormal monetary and financial conditions which World War I had brought. The SARB was only the fourth central bank established outside the United Kingdom and Europe, the others being the United States, Japan and Java. The earliest suggestions for the establishment of the Central Bank in South Africa date back to 1879.

The primary purpose of the Bank is to achieve and maintain price stability in the interest of balanced and sustainable economic growth in South Africa. Together with other institutions, it also plays a pivotal role in ensuring financial stability.

Standard Bank Group Limited is a major South African bank and financial services group. It is Africa's biggest lender by assets. The company's corporate headquarters, Standard Bank Centre, is situated in Simmonds Street, Johannesburg.The bank now known as Standard Bank was formed in 1862 as a South African subsidiary of the British overseas bank Standard Bank, under the name The Standard Bank of South Africa.

TymeBank is an exclusively digital retail bank based in South Africa.Headquartered in Rosebank, Johannesburg, TymeBank does not have any physical bank branches and relies on an Android banking App, an Internet Banking site and a partnership with two retail chains, Pick n Pay and Boxer, to host a national network of self-service kiosks that facilitate the account opening process.The Prudential Authority of the South African Reserve Bank (SARB), granted permission for TymeBank to operate exclusively online on 28 September 2017.TymeBank offers low-income customers simple products at low prices, such as checking accounts, savings accounts, and debit cards – all through a distribution network that combines online and offline customer interaction based on partnerships with grocery store chains Boxer and PnP.

Ubank has a long and rich history of providing basic financial services to mineworkers and their families for more than 40 years. In 1975, when other financial institutions largely ignored this sector of the market, Teba Cash Financial Services was formed to provide mineworkers with basic financial services.These included facilitating the remittance of funds to families and dependents in the rural and labour sending areas using a linked account facility. In the early 1990s, as South Africa was undergoing fundamental political change as a country, the Godsell Motlatsi Commission was formed. This led to the transition from a savings fund into a commercial bank. In June 2000, Ubank (then Teba Bank) was granted a banking license, although its ownership remained in a trust managed by trustees elected by the National Union of Mineworkers and the South African Chamber of Mines. The beneficiaries of the trust are the bank’s customers.

Ziphakamise Cooperative Bank(ZCB) has been in existence since 1998 when the idea was conceptualised. It was launched in 1999 at BELL Equipment in Richards Bay, Kwa-Zulu Natal. By then it was under Savings and Credit Co-operative (SACCO) and only served employees of Bell Equipment but the common bond has been expanded to the community of uMhlathuze.The initiative by Bell Equipment employees in establishing the SACCO which is now ZCB was of result of an agreement between the union and management for the benefits of Bell employees. The aim was to assist employees to save , have easy access to loans and receive advice on wise use of their money.Our mission is to be a dynamic self-sustaining member owned financial co-operative operated on safe sound co-operative and business principles. So as to empower all our members and provide them with the most affordable services that meet their needs.