There are two levels of cover available in motor insurance.
1.Third Party Only
1. Third Party Only
•'Third Party Only' covers the legal liability of the owner/driver in accordance with the laws of the Southern Sudan.
•If the insured is legally liable for death or bodily injury to any person caused by the lawful use of the insured car, then the New Sudan insurance company will indemnify:
oFor bodily injury or death caused to third parties: up to limits stated in policy.
oFor property damage belonging to third parties: up to limits stated in policy.
NB: 'Third Party Only' does not cover damage to your own insured vehicle. For a wider cover, please read below
2. Comprehensive cover
•This is the most common form of motor insurance, offering the widest possible protection.
•In addition to the cover granted by the third party policy described above, the 'Comprehensive policy' also covers:
oLoss of or damage to the Motor Vehicle and Accessories whilst resulting from
o(a) any accidental Collision or Overturning.
o(b) Malicious damage to the insured's car.
A Comprehensive motor insurance is usually extended to include Personal Accident Benefit (PAB) cover for the driver and other passengers.