Zimbabwe Insurance Brokers Limited (ZIB) has been in existence for three decades and is currently the only ISO certified broker in the country having been formed in 1985 by the then ZimRe, the largest reinsurance company in the country. It has grown to be among the top players in the insurance broking industry, with offices in Harare, Bulawayo and Mutare. This was achieved through creativity, innovativeness in business retention and development as opposed to mergers and takeovers.