The Collective Self finance Scheme (CSFS) was formed and registered as a Non-Governmental Organisation (NGO) in 1988 by a group of 8 co-operatives with the principal objective of providing credit guarantees and entrepreneurship training to members. Over the years, membership to the NGO has been opened u+A184p to non-co-operative businesses. Its finance products and services have bee revolutionalised to suit new challenges and members ambitions and now focuses on nurturing of micro, small and medium scale businesses through the provision of Capital lease facilities; working capital loans; and business advisory services.