Service Information

Different Salary Protection will pay you a monthly income if you are disabled through illness or injury and are unable to work.

The payments will start after you have been off work for 3 months and will be limited to 75% of your after-tax income immediately before you became disabled. For the first 12 months after you go off work, we will consider your specified occupation when assessing your ability to work.

Once the first 12 months have passed, we will better understand your situation, and we will also look at alternative occupation in which you could work, and to which you are suited by skill, education and training. On confirmation of a disability your monthly benefit will be payable until you recover, turn 65 or die, whichever comes first Salary Protection claims will be evaluated on behalf of OMART by the appointed medical team, using industry best practice to assess your disability.